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Recommended quote:
"You know...if I had to borrow 40% of the money I need to pay my bills every month, I'd be fairly alarmed. When you come up a few bucks short at the end of the month for necessary bills, you can cut back: get rid of the cell phone, stop eating out, whatever. But when your monthly nut is routinely running to almost twice what you can pay, you're kind of out of options. It's probably time to re-examine your resistance to sleeping outdoors and pooping outdoors, and...well, doing everything else outdoors, because outdoors is where you're going to be living before long." (source unknown)
